Protect yourself and your family with comprehensive health insurance plans that cover medical expenses, hospitalization, and critical illness treatment.
Health insurance is a contract between you and an insurance company to cover your medical expenses. It helps protect you financially against unexpected, high medical costs or emergencies.
Our health insurance plans provide coverage for medical check-ups, hospitalizations, surgeries, medications, and other healthcare services. With our customizable plans, you can choose the coverage that best fits your needs and budget.
At Insurance Zindagi, we believe that everyone deserves access to quality healthcare without financial burden. That's why we offer a range of health insurance solutions for individuals, families, and seniors.
Get treatment at any of our 5000+ network hospitals without paying upfront.
Coverage for medical expenses before and after hospitalization.
On-ground and in-person assistance from admission to discharge.
Additional coverage for specific critical illnesses like cancer, heart attack, etc.
Coverage for medical procedures that do not require 24-hour hospitalization.
Get bonus coverage for every claim-free year.
Find answers to common questions about our health insurance plans.
Pre-existing conditions are typically covered after a waiting period of 2-4 years, depending on the policy. Some premium plans may have reduced waiting periods. Please check your specific policy document for details.
Yes, our Family Plan covers maternity expenses after a waiting period of 9 months to 2 years. The coverage includes pre and post-natal care, delivery expenses (normal and cesarean), and newborn baby coverage from day one.
You can make a claim either through the cashless facility at our network hospitals or through reimbursement. For cashless claims, you need to show your health card at the hospital and inform us before hospitalization. For reimbursement claims, you need to submit all medical bills and documents after treatment.
Yes, you can add family members to your existing policy at the time of renewal. In case of specific life events like marriage or childbirth, you can add new family members during the policy period by paying additional premium.
Our regular health insurance plans cover individuals from 3 months to 65 years of age. However, we also offer specialized senior citizen health insurance plans for people above 65 years, with coverage up to 80 years of age.
Don't wait for a medical emergency to think about health insurance. Get covered now and secure your future.